However, if the player draws a third card, the banker must act according to the tableau rules: If the player stands with a 6 or 7, the banker follows the same rules as the player, drawing a third card with hands totalling points of 0 to 5 and standing with hands totalling points of 6 or 7. If the player has an initial points total of 6 or 7, they stand.If the player has an initial point total of between 0 – 5, they draw a third card.The rules of when exactly to draw extra cards are different for both the player and the banker: If neither the player nor the banker achieves a natural (a points total of 8 or 9) the ‘table of play’ – the ‘tableau’ – applies. If anyone is lucky enough to receive cards totalling eight or nine, they have a ‘natural’. If a hand has a king and a jack, it equals 0 (0 + 0).If a hand has a seven and a six, it equals 3 (7 + 6 = 13, then remove the first digit).If a hand has a 10 and a five, it equals 5 (0 + 5).Below, we give you some examples of hands and their values. All picture cards and the ten are worth zero points. If the total is higher than nine, the first digit of the total is removed. In baccarat, when you total the two cards, the number can never be higher than nine.